I’m in OH and same exact struggle lolYeah its been cold here too. The water is at 72 only because it was 80 today but prior to today its been 50's and 60's or colder. I've just started testing my water and I'm attempting to make corrections now that the forecast appears to be heading towards 70's more consistently. 2020 isn't cooperative in any form or fashion.
You just described the life of The Float Queen perfectly! My big lounger floats that I can float on without getting wet are awesome for the lower water temperatures but warm weather and sun! ?73. I bought a nice buoyant lounge chair from Sam's last year- if you can stand to get in the pool and manage to get on it- you can enjoy the sun and just about stay out of these frigid temps