Insurance says remove diving board!!! What could I put there?????

[4iiiis]

No option but to remove diving board. It does have a water source. Was considering a fountain but that’s also the end of pool that houses the recessed auto cover. Not sure if there’s enough pressure for water to make it to the pool; might just end up in the auto cover box. Any other ideas? Thought about planter boxes but I can only imagine the dirt that would end up in pool

 

[PoolGate]

I always thought this was a myth. Maybe shop for new insurance?

 

[Texas Splash]

Tough scenario. Maybe show us another pic or two of the entire pool area on that end? Might help to see what you have to work with. Welcome to TFP!

Pool Care Basics Archives

Your one-stop shop for all things TFP to include: ABCs of Water Chemistry, Recommended Chemicals/Levels, Test Kits, Troubleshooting, and much more!

www.troublefreepool.com

 

[Zmann]

Shesh, whats next ? Remove all sharp objects from house ?
Drive your automobile only when wearing a helmet ?

I know put a small trampoline in its place ;-)

 

[Newdude]

My PB said he stopped doing diving boards because nobodies insurance allowed them anymore. Mine didn't care 10 years ago but I'll be checking before the new dig.

You can get pretty close to it with a 'jumping rock' that isn't a 'diving board'. Or more of a jumping Boulder.

 

[Zmann]

Insurance has forced us into the Flintstones age for diving boards whats next ?

 

[4iiiis]

My PB said he stopped doing diving boards because nobodies insurance allowed them anymore. Mine didn't care 10 years ago but I'll be checking before the new dig.

You can get pretty close to it with a 'jumping rock' that isn't a 'diving board'. Or more of a jumping Boulder.
View attachment 392466

This looks great! I wonder if insurance will say "no" to any jumping feature lol.....

 

[4iiiis]

Shesh, whats next ? Remove all sharp objects from house ?
Drive your automobile only when wearing a helmet ?

I know put a small trampoline in its place ;-)

wrap everyone in duct tape & bubble wrap.....and they'll float for a bonus!

 

[PoolGate]

Have you tried asking for a policy exclusion for liability related the pool? If they grant it, then get an umbrella policy just in case. Might want to talk to an independent insurance agent.

 

[Newdude]

This looks great! I wonder if insurance will say "no" to any jumping feature lol..

Folks install 'jumping rocks' far and wide when the diving board gets nixed due to insurance. The pic I posted really pushes the boundaries but most are more boulder-like.

 

[jmastron]

Have you tried asking for a policy exclusion for liability related the pool? If they grant it, then get an umbrella policy just in case. Might want to talk to an independent insurance agent.

I believe most umbrella policies simply extend your policy limits; they generally don't cover things that aren't also covered by the underlying insurance (especially named exclusions). I definitely wouldn't want to have pool liability coverage excluded!

This must vary greatly by carrier and perhaps location -- our insurance company didn't care about the diving board at all (I asked when we bought the house), but I know others have. It could be worth shopping around, but if it's state-dependent it may not matter.

 

[Zmann]

wrap everyone in duct tape & bubble wrap.....and they'll float for a bonus!

You will need fire-resistant and reflective duct tape and bubble wrap

 

[Mdragger88]

I would call around to a couple different independent agents & ask who covers diving boards & get some quotes. Different companies allow different things. Some don’t like pool slides, some don’t like fireplaces w/ blowers. My neighbor has farm bureau & he has a diving board.

 

[Rocket J Squirrel]

American Automobile Association (AAA) insures my house and cars. When I bought my current home in 2012, the agent asked about the diving board (how high is it, how long is it, etc.) but allowed it without any issue at all (I'm sure it raised my premium). They use Google Earth to look at your property; he could see where the nearest fire hydrants are, for example.

I did later tack on a personal umbrella policy; very cheap for a lot more peace of mind.

 

[Newdude]

I did later tack on a personal umbrella policy; very cheap for a lot more peace of mind

Mine didn't care about the pool with diving board one bit. (or the trampoline). They just highly suggested the umbrella policy God forbid something happened that would have exhausted the standard homeowners policy. It was real cheap too, at about $300 a year.

 

[markayash]

My insurance company said I need to remove the water in the pool before someone drowns.

 

[PoolGate]

My insurance company said I need to remove the water in the pool before someone drowns.

And then remove the pool before someone falls in 8 feet onto concrete.

 

[ajw22]

Pool? What pool???

Where did that puddle come from?

 

[markayash]

I have to admit diving off the board does scare me when kids start doing back flips. Seen my sons head miss the board by inch’s

 

[Rocket J Squirrel]

When the first guest goes off the board during the first pool party of each year, I say "Thank you for performing the annual diving board safety test."