I'm not an expert on this stuff, but trying to compare apples to apples, the top one looks better (especially if it's cheaper). I couldn't imagine not having a robot (intentional double negative). I can't vouch for the Polaris, but the Dolphin has been great for me. I would not own a pool without one.
I built a pool at my old house. I planned to stay there 15 years. Circumstances changed, and I had to move 4 years later. I made sure when I purchased my next house that it had a pool as I did not want to incur those costs again. Anyway, the cost of a pool build is market dependent, so I'm not going to comment on what is reasonable and what is not for where you are, because I do not know. However, some of those additions could be added after you put in a pool for much cheaper.
I learned the hard way that I was way overpaying for the extras (e.g., SWCG, VSP, etc.). For the VSP, you kind of have to deal with it because they have to install a pump, so you may as well get what you want. With that said, I purchased essentially the same VSP on Amazon that I had before for my new pool and paid a local company $150 to install. That cost me less than my "upgrade" from the base pump when I installed my first pool, wherein I learned I was paying full price for a pump and install without any credit on the base price for the pump I didn't get. Similarly, a SWCG can be purchased for around $500 (possibly cheaper, but you have a larger pool). The installation is simple. I'd never pay $2,500 for one knowing what I know now.
Again, these costs are a small percentage of the cost of the pool, but they add up.