I ran my solar system several years without a cover. It can be done with large enough panels but there are some negatives.
First, you will have quite a bit more water loss because solar will heat the water and the evaporation increases with water temperature. If you have hard fill water like me, this can mean having to replace the water more often as well.
Second, is temperature swings. When I ran solar without a cover, the temperature would drop to about 8 degrees overnight and take all day to come back up to temperature.
Third, because of the loss in temperature overnight, pump run time and energy use was close to 3x without the cover vs with the cover. With the cover, I only need to run the pump on full speed a couple of hours to bring the pool back up to temperature. Without a cover, it was over 6 hours on full speed.
So here's my question. If I run my pump on high for the solar water heater while the solar cover is on, it is going to ball the cover up in the middle of the pool. Some folks have said they point their returns down to avoid this which it may, but doesn't that then defeat one of the purposes of the returns - mainly to push surface debris to the skimmer (when the cover is not on) ?
I clearly see the advantage of leaving the solar cover on. There is no question in my mind on this and maybe I just need to give up on the surface debris being "pushed" to the skimmer as my PB had intended and just point them down? Not sure what to do.