If you are questioning whether or not its worth it, especially from an expense point of view, I'd recommend starting with an above ground pool. Having and maintaining a pool (no matter how easy TFP makes it) is certainly not for everyone. Building an in ground pool will cost you several tens of thousands of dollars, and I'd hate for you to spend that kind of money just to hate owning a pool and let it all go to waste. With an above ground pool, you can make sure you like the concept and only gamble with $1000 or less. Get a 18 or 20 foot metal frame pool from walmart and get a larger Intex pump/sand filter combo. The pump/filter combos that come with walmart pools are terribly undersized and honestly should never be used on a pool larger than 1000 gallons. Get a TF-100 XL test kit (link in my signature) and spend a year or 2 running and maintaining it. All this time, be putting money in a savings account anticipating building a nice in ground pool. If you like the whole process and enjoy your first above ground pool, build a great in ground pool. If you hate having a pool, well now you have a lot of money in a savings account to spend on something else you'll enjoy instead.