Lots of questions...
Yes, you should worry about the freezing, so this is worth tracking down.
No, the solar valve should not allow water back up through the return line. So one or more of several things could be happening:
- The valve is defective and in need of a new rebuild kit.
- The actuator is opening the valve to the return line during pump runtime due to some errant setting in the controller.
- The actuator is set to not quite completely shut off flow up the return line. This might have been intentional or an oversight. If that valve is not a true solar drain down valve, perhaps the installer set it to stay open to the return line a crack to allow for the drain down. That would be very non-standard, but your whole solar plumbing setup is non-standard, so who knows. How to adjust an actuator to vary flow through the various ports of the valve as desired can be found on YouTube.
So you can try several things: rebuild the valve. Crack open the actuator and make sure it is set to completely shut off the return line when the the valve is in the solar-off position (which might circumvent the drain down kludge if my guess about that is correct). And/or after determining the solar-off position doesn't allow for flow up the return line, set the valve to solar-off and then disconnect power to the solar controller to eliminate any possibility it is inadvertently calling for solar heat and opening the solar valve to the return line.
With the two two-way solar shut-off valves in their off position, no water should be able to get past them. So one of two things is happening:
- One or both of the valves are defective and in need of a new rebuild kit.
- With the hose-bib drain valves open on the roof, you're getting enough air exchange through them that is resulting in condensation forming within the solar panel tubing which then drains down on top of the return's shut off valve. This is rather far fetched, for a couple reasons. (1) I'm not sure that would produce a lot of water in the return line, some maybe, but not a lot, and (2) most of that water would drain down the tubing and exit the panels through the supply pipe, not the return pipe. So that notion is a long shot.
So you could rebuild all three of your Jandy valves to eliminate some of those possibilities. After that:
Drain the system, and maybe blow it out, which you could do through the temporarily disassembled Jandy shutoff valves, and then shut off those hose-bib drain valves instead of leaving them open.
Try some of the other ideas from the third paragraph above.
And, of course, it could be something else that we haven't thought of...