If it makes you feel any better, I’m going completely coverless this winter even though my pool is closed. I just scoop out all the leaves and as much debris as I can and test the water weekly if it is not frozen lol. I closed extremely late and brought water to SLAM level pre-closing and water temps were low to mid 40s. So far, my water is still crystal clear with some dirt on the bottom and I haven’t had to add any chlorine yet (thank God since my equipment is all winterized). I say either leave it alone til Spring or join the no cover club (after the ice melts, obviously) if you don’t mind the occasional scoop lol
EDIT: If you do choose to take the cover off, make sure you open as early as possible!