FC up to shock is safe for bathers. The higher above target you go, the more you'll lose to sun, but adding bleach only increases FC and adds a little salt. You're always good to add bleach as long as you stay under shock.
FC above min is essential to avoid costly slam, potential health risks for bathers, further black algae
FC above low target is advisable for even less risk of above
If you had me care for your pool for a week, I'd pretend 6 was my min and bleach it to 8 whenever it was lower than that. I'd leave swg at 80-100 right now, but plan on lowering it as soon as FC was testing above 8 for days in a row. At that bleach price - I'd rather give my money to the SWG cell refill people, but I'd also happily buy the bleach when I needed it. I do not enjoy black algae.