I see them mentioned here and was wondering what they actually are, what are considered to be items and how to go about getting them fixed/cleared? Thanks.
Thanks I’ll bring it up and see what he says. I looked at the contract more closely and it does not mention exterior walls as items they are “not responsible for damage located in or or adjacent to the access route to the pool site”. The cracks in the stucco is not by the access route. Rather it is located where they were tearing out the old decking. I assume they hit too close or did hit the wall creating the cracks.You should bring it up, but he'll likely use the contract clause to get out of fixing it.
I have this vague memory, but it might be worth looking into should he deny you. When a contractor ruined my pool, my homeowner's policy wouldn't cover it, because the contractor was working on the pool. But I think I remember them saying if he had damaged something other than the pool, then that would be covered.
So talk to the PB first, and it that's a no go, give your insurance company a call. If they say no, be sure you have them show you in your policy the exact wording that allows them to deny the claim. Some insurance companies just say no as a matter of course, to get you to give up. Make them prove they are not liable for the fix. Good luck.
It's so crazy operating without insurance. When something happens they close the company and set up shop under a new company name. I don't know how they sleep at night .If he has liability coverage. Many don't bother (I'm gonna guess most). Mine didn't have any.Something I won't neglect to insist on the next time I hire a contractor.