Jeff,
You misread what I meant. I know you are using the TF Test kit. However at the link I gave you, the company, TFTestkits.net, sells a CYA Standard that always tests with a result of CYA=50. Basically you can use this standard to tell exactly what the dot at the bottom of the CYA tester should look like once you reach your CYA level. When I tested, I was trying to get the dot to fully disappear like the directions say. However once I got the Standard, I found out that the dot was still visible for the Standard at CYA=50 and just obscured a bit. So I retested my pool water for CYA using the newly discovered "obscured Dot" and discovered I was off by 20ppm! I thought I was doing it right. Live and learn.
I am not saying that this is your problem. But your photos and recant of your story is so similar to my own, that I think you will find out you have the same problem.
Yes, I misunderstood. I have ordered the standard