I agree with Bmoreswim's list of priority upgrades.
And from what I've learned here and from what you have shared, I would NOT upgrade the pool surface/finish. This site does support and recognize the value of upgrading to a more superior and expensive finish, so let me explain why I wouldn't if I were in your situation:
* limited budget - big savings by staying with plaster
* plaster has a decent life (I've read 7-10 years or more) if the chemicals are well maintained (TFP successfully coaches a great and less expensive routine for keeping pool water crystal clear)
* your pool is relatively small, so when the plaster needs a redo, a finish upgrade would be reasonable compared to a much larger pool
* at the time of a finish redo, income will probably be higher making an upgrade easier
* for the pool I'm building (first and last), I see this as my dream of a lifetime pool, so by golly, I'm splurging; I am not getting the sense it is the same for you and your wife (I probably have decades on you guys which can make a difference!)
* also, for me and my family, I will be in this house until I'm gone, and the plan is for our son to enjoy it now and after we're gone; again, I'm not hearing any sort of mention of a permanent stay in your current situation.
I really like the car-buying analogy! (sorry, but I've forgotten whom to credit that great comparison!) When first married, we bought the least expensive set of wheels possible which would give us the basic equipment for transportation. We had complete faith that someday we would be able to buy our dream car. (probably a little naïve in our thinking, but it worked out!)
When making your decisions on the upgrades:
1. consider what the experts and experienced pool owners on this forum have to say. They know what they're talking about and are NOT making suggestions to benefit themselves.
2. weigh and measure what you learn here and from other research, and adjust to suit your needs, wants, and budgets.
3. And then..... have a ball and enjoy! Geez, a new home AND a new pool. Sounds like fun to me!!!
Let us know (even me, but especially the experts) if we can do anything! And keep us posted on your decisions - with lots of pictures.... Best wishes! Suz.
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Found it!!! Bmoreswim proposed that analogy of pool upgrades with buying a basic car!!! Gotta give credit where credit is due, right?! Suz.
And from what I've learned here and from what you have shared, I would NOT upgrade the pool surface/finish. This site does support and recognize the value of upgrading to a more superior and expensive finish, so let me explain why I wouldn't if I were in your situation:
* limited budget - big savings by staying with plaster
* plaster has a decent life (I've read 7-10 years or more) if the chemicals are well maintained (TFP successfully coaches a great and less expensive routine for keeping pool water crystal clear)
* your pool is relatively small, so when the plaster needs a redo, a finish upgrade would be reasonable compared to a much larger pool
* at the time of a finish redo, income will probably be higher making an upgrade easier
* for the pool I'm building (first and last), I see this as my dream of a lifetime pool, so by golly, I'm splurging; I am not getting the sense it is the same for you and your wife (I probably have decades on you guys which can make a difference!)
* also, for me and my family, I will be in this house until I'm gone, and the plan is for our son to enjoy it now and after we're gone; again, I'm not hearing any sort of mention of a permanent stay in your current situation.
I really like the car-buying analogy! (sorry, but I've forgotten whom to credit that great comparison!) When first married, we bought the least expensive set of wheels possible which would give us the basic equipment for transportation. We had complete faith that someday we would be able to buy our dream car. (probably a little naïve in our thinking, but it worked out!)
When making your decisions on the upgrades:
1. consider what the experts and experienced pool owners on this forum have to say. They know what they're talking about and are NOT making suggestions to benefit themselves.
2. weigh and measure what you learn here and from other research, and adjust to suit your needs, wants, and budgets.
3. And then..... have a ball and enjoy! Geez, a new home AND a new pool. Sounds like fun to me!!!

Let us know (even me, but especially the experts) if we can do anything! And keep us posted on your decisions - with lots of pictures.... Best wishes! Suz.
- - - Updated - - -
Found it!!! Bmoreswim proposed that analogy of pool upgrades with buying a basic car!!! Gotta give credit where credit is due, right?! Suz.