The cost of a good test kit is far lower than what it will save you on chemicals.
There are very few of the chemicals used in a test kit that you can find readily available generic substitutes for, and even then you risk not having the concentration correctly calibrated. Many of them are things that you can easily order from a chemical supply house, but that will almost always end up being more expensive. Just a couple of them are difficult to duplicate with enough precision to be useful. For example it is very easy to get phenol red to do the PH test with, but very very difficult to get it properly compensated so it still reads correctly at non-trivial FC levels.
Don't add salt for the first 30 days after plaster has been applied. Other than that, you can add salt any time.
No, hydrogen peroxide won't work. Hydrogen peroxide is an oxidizer, but not a suitable sanitizer, and it is incompatible with chlorine usage.