@Newdude you were the exception to my earlier statement.
I won't judge or condemn.
I judged you and hit you with the mallet.
I legitimately don't condemn debt for or from others, or folks that use it. Not only because that's shallow, but because I recognize it can be useful. I was more interested in understanding the rationale in this case, and hoped to reaffirm it comes with a level of risk on top of the pleasure of paying to access that money.
In your particular case, my highly risk-averse shoulder angel asks me what would I have done if the financial uncertainties became certainly awful. If I could live with that worst case by determining that the payment costs were not detrimental to my financial momentum, and were worth the personal gains in memories or similar, I would have been convinced it was feasible and possibly even a smart maneuver.
My problem is, that angel has twin. And he lives on the other side. And not only does he look the same, he sounds the same.
I have several in my expanded social circle who have played the finance game differently than I have. Some of them have done well and yet others, who for all intents and purposes were better equipped to achieve that same result, I employed at one time or another in their absence of alternatives.
Debt can have different teeth and hidden limbs depending on the area it's implemented. I guess I'm the type that sees the fangs and says, no thanks.
But many have tamed it and enjoy the pet tiger.
Until it eats them in their sleep.
Sorry
I'm noticing I can't extoll without making jokes. I guess that's more telling than anything else.
