Re: Would you do it again???
I just finished my pool - and my rocks are under the waterline. I wouldn't want it any other way. Have you seen a pool where the rocks are just installed on the top? I hate to say it, but it sometimes looks like an afterthought. Personally I love the look of the rocks coming up out of the water. If you are going to spend that much money adding rocks - you are going to want them to look like part of the pool and not just sat on top. NOW - other people may not notice things like that - but I have researched and drooled over so many pictures, I would notice it. (at least on my pool)
Now, it is YOUR pool. If you like the look of it, go for it! I promise when you have a big pool party all the people swimming in your pool - not one is going to come to you and say, dude - your rocks aren't in the water!