Hi All, my pool was firs filled in March of 2015. in about August of 2018 (3.5 years), I noticed cracks as the pebble sheen (smoother version of pebble tech) started to move away from the "shot-crete" or gunite shell. It does not appear the shot-crete shell has moved and there are no water leaks. See the pictures of the curved wall with tile on one side and pebble tech on the other. It is an infinity or zero edge pool about 90% around. Water normally flows over the wall into the surge pond and back to the pump. The pebble sheen has moved 1/2" into the pool water and the cracks are quite large. The builder (who I'll not name) is saying water got behind the pebble sheen causing calcium, or poorly mixed shot-crete, to expand and push the pebble sheen out. The cracks are mostly just below the water level, but go down about 3' into the side wall. The builder says they sealed the shot-crete before the pebble sheen was installed. I don't really recall a very robust application of a sealant. The builder is saying he will make the repairs for his cost and not apply any markup. I think something else happened and like so many pool owners, I have no clue what. It almost seems like a thermal expansion issue of some kind. I imagine it will cost a pretty penny to repair and I am not happy about the builder's explanation. Have any of you seen this before and once fixed, did it happen again?