Also, for anyone wondering, here is a list of everything that I included in my build which would have been considered an upgrade on every bid I received from a pool builder:
Included in Bid > Upgrade
Concrete Deck > 12x24 Travertine Pavers
Regular lighting > Jandy LED multicolor lights
Regular Plaster > Mini-Pebble with glass and shells
2 pumps > 3 pumps (1 VS) and blower, all automated with wireless controller
No Spa Side Remote > Spa Side Remote
No Sheer Descent > 5' Sheer Descent
6x6 Pool Tile > 1x1 pool tile
6" of Pool Tile around pool > 8" of pool tile around pool and tile on entire face of spa where it comes out of the pool
6 jets in spa > 10 jets in spa
No deep returns from heater > 2 deep returns from heater
6x6 spa > 8x7 spa
Concrete coping > Travertine coping
No Saltwater Cell > Saltwater cell
Regular drain covers > Mini-Pebble drain covers
That's pretty much all I can remember at this point. I hope that helps anyone thinking about going the owner builder route. I am not sure what all of those upgrades would have cost me if I went through a builder, I will just say that I am glad that I didn't have to find out. The crazy thing is that I asked all of the builders to include the high end stuff in their bids, but they just didn't. I guess that is where they make their money, so I can't blame them.