What about partially burying the pool -- that way your deck could be significantly lower than 52", and maybe they'd be okay with that. You'd have to be sure to buy a pool that can be partially buried. There are several threads on this site showing those pools and IMO they are a terrific compromise between the cost of an in-ground and and above-ground.
I was going to ask about that but I just figured the HOA would not like anything that permanent. Who knows though, I don't like to answer to other folks about my yard.
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