My wife also has personal experience of the difference CYA makes where she swam every year for 5 months in an indoor commercial swimming pool with 1-2 ppm FC and no CYA where her swimsuits would degrade over just one winter season (elasticity gets shot; occurs before fading since the suits are "chlorine resistant") and her skin gets flakier and hair frizzier. During the 7-month summer season she swam in our outdoor residential pool with 3-6 ppm FC and 40 ppm CYA and her swimsuits have lasted for around 7 or so years and the effects on her skin and hair are far less noticeable. The difference is so extreme that she now no longer swims in the commercial pool and instead we extend our season with expensive gas heating into the winter except for maybe 2 months.