As an ”employee“ you have much more responsibility and liability than you would have as a volunteer appointed by the HOA board of directors.
I disagree.
Under the concept of respondeat superior, the employer is usually responsible for the acts of the employee.
Employees are rarely responsible for negligence unless you can prove that they acted in bad faith, committed a criminal act or had some sort of professional responsibility that they breached as part of a professional license.
Show some cases where an employee was personally sued by the customer of a business.
https://www.ecmweb.com/around-the-c...ricians-charged-in-houston-pool-electrocution
Here is a case where electricians were sued but only because they were negligent under their duty under their professional license.
Doctors can be personally sued under their responsibility under their professional license.
However, most employees, like someone who works at a fast food place (Starbuck, McDonalds etc.) or any other business will virtually never be successfully sued unless you could show that their actions were intentional, like if they assaulted a customer.
If you are burned by scalding coffee due to a defective cup, you would probably not successfully sue the employee who prepared or served the coffee.
Even if it was the employees fault due to incompetence, the company would be responsible because they hired, trained and supervised the employee.