Uh yeah this helps! Definitely didn't think this thread would take a turn like this, but boy am I glad it did. I'll reach out to the PB and see if we can agree on new terms using the items you listed or at least some terms that are a more favorable for me. If not, back to the drawing board. A lot of folks in my neighborhood and surrounding neighborhoods have used him and made positive comments/reviews on social media. I haven't found one PB that didn't sub out the work to contractors. I'm not sure if I can get around this. Can't thank you enough for opening my eyes to this.