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Thread: accepting credit card payments at home based business.

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    Heckpools's Avatar
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    accepting credit card payments at home based business.

    Hello pool lovers.

    My Pool service is growing and im thinking about accepting credit cards. There seems to be a TON of online merchants, but also alot of shady ones too. Anyone have anything that can help me? Who do you use for your small business? Do you like them? This is all still so new to me ( only been in business 1 year) so i dont know much about accepting cc payments.

    Thanks for your time!
    Matt
    [center:3gj9kdnn]Matt Heck
    "HECK OF A POOL SERVICE LLC"
    Serving Ocean co. NJ
    COMPANY INFO BELOW
    http://maps.google.com/maps/place?hl=en ... 2995187987[/center:3gj9kdnn]

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    Re: accepting credit card payments at home based business.

    Costco offers a good price and peace of mind
    18,900 Stonescapes Tahoe Blue xtra black, 8 jet Spa, Pentair inteliflo VS , Pentair FNS 60 DE, Inteliclor40, Pentair 400,000 Mastertemp heater, 3 spillovers powered by a Pentair 1 HP whisperflo pump, The pool Cleaner, 2 Intellibright color changing lights and 400 sq ft. of Heliocol roof mounted solar.

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    svenpup's Avatar
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    Re: accepting credit card payments at home based business.

    Quote Originally Posted by dykes26
    Costco offers a good price and peace of mind

    Costco does credit card service? That is ironic since I just started going there, and was shocked that they don't accept Mastercard or Visa!! Apparently they signed some kind of deal with Discover. Does anyone still use those?
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    Re: accepting credit card payments at home based business.

    Hi, Matt,

    I can help. You're right, that industry is full of scams....FULL of them!!

    If you'll PM me your phone # I can tell you my experiences and help get you started.
    Dave S. - Forum owner
    42k vinyl and concrete pool, 1.5hp pump, 140gpm filter
    TFTestkits , PoolMath , Pool School

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    Re: accepting credit card payments at home based business.

    Don't know if this helps or not. I just rented some equipment out in the field away from electricity, etc. and the guy had a card scanner attached to his iphone. He swipped the card and had me sign right on the screen. Receipt emailed if you provide an address.
    25' x 13' Roman, 12000 gal IGP, Plaster, with 500 gal Spa
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    Re: accepting credit card payments at home based business.

    Quote Originally Posted by duraleigh
    ...that industry is full of scams....FULL of them!!

    If you'll PM me your phone # I can tell you my experiences and help get you started.
    You da Man, Dave. It is very kind of you to share your experiences with the OP I'm telling you, there isn't a better forum on the net!
    18k gal inground, everbrite finish, 505 sq ft; 1.5 hp two speed whisperflow; rheem 5100ti 100k btu heat pump; 3 sheer descent falls; DE filter; swg (cell out and using trichlor for now)

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    Re: accepting credit card payments at home based business.

    Our work uses Authorize.net and has never had a problem with them. We don't have any actual card scanners, as all of our business is done online.

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    Re: accepting credit card payments at home based business.

    Sal and I take Credit Cards on our iPhones with Intuit's Go Payment app. Works great! Might look in to that if you are an iPhone guy!

    Congrats on your expanding business

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    Richard320's Avatar
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    Re: accepting credit card payments at home based business.

    I've not in business for myself, but my best friend was, until the economy tanked. He let Costco do his processing. Where I used to work (Owner & 2 employees, so we all knew what was going on) we went with the bank that had the business account. My boss used to **** and moan a lot about the rates. Some credit cards were 3%, AMEX was something like 6%, and then some of the Visas went up to 6% as well. The ones that offered points. Usually have some brand other than a bank name on it....

    My advice: jack your rates. Lots of people who have the cash on hand will use plastic so they can earn points - points you're paying for. Or offer a discount for cash.

    There's a very old saying in business: Cash makes no enemies.
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    Heckpools's Avatar
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    Re: accepting credit card payments at home based business.

    WOW.. thanks for all the replies everyone. One bank wanted 65 a month, thats ALOT if you ask me. Ive only had 2 people ask if i accept cc's in the past year so to pay over 700 a year just doesnt seem worth it to me...

    The iphone app seems really cool, but i dnt have an iphone. I agree cash is always the best and i always do offer a "discount" for cash payments. I would just like an old school slider to keep on the van, and a 800 # i can call and verify funds, and have them sent to my checking account. But id like to pay $30 a month.. Not sure if thats possible but ill keep looking!

    [color=#0040FF]duraleigh
    Posted: March 25th, 2010, 2:25 pm Reply with quote

    Hi, Matt,

    I can help. You're right, that industry is full of scams....FULL of them!!

    If you'll PM me your phone # I can tell you my experiences and help get you started.



    Im not sure how to take the above post... SOUNDS LIKE A SCAM! LOL LOL LOL...
    [center:3gj9kdnn]Matt Heck
    "HECK OF A POOL SERVICE LLC"
    Serving Ocean co. NJ
    COMPANY INFO BELOW
    http://maps.google.com/maps/place?hl=en ... 2995187987[/center:3gj9kdnn]

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    Re: accepting credit card payments at home based business.

    2003 Coleman MAAX Collection Model 706 - 400gal

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    Re: accepting credit card payments at home based business.

    I call it into an automated system with my bank. Doesn't cost a lot since I don't run a lot of cards yet.

    Scott
    Owner of - PoolGuyNJ LLC
    Expert Pool and Spa Repairs, Renovations, and Augmentation. Helping people decide what is the right gear for meeting their needs. Expectations Set, Expectations Met, No Surprises.

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    Re: accepting credit card payments at home based business.

    duraleigh won't steer you wrong
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