We are in the final stages of pool planning and now comes the non-fun part...finalizing how we will be paying for it!
We are in Texas and see that Lyon Financial apparently has terms for 3.99% for up to 20 years, with no prepayment penalty...seems to good to be true
I know one caveat is you must have good credit, which is fine for us as we both have 760+ scores. I'm wondering, is there any other "fine print" anyone knows about?
We don't want to bother having them "bing" our credit for an application unless it is worth it.
Thanks in advance for any advice!