Split off of this topic. JasonLion
As far as "wasting more money trying to cut a GC by doing a DIY pool build" - I also disagree. A PB would laugh me out of his office if I took my estimated project total (by doing it myself) and asked if they would do it for that price. I know this because I got quotes based on my exact pool plans, from 2 reputable builders, before deciding on doing it myself. They were not close. Not by any stretch of the word.
I don't mean to divert attention from the TS's question, just had to point out my experience has been vastly different with regards to subcontracting the job.
To add to the conversation - I chose cash, and it has been another tool in the negotiation phases. These guys want cash jobs, and their prices reflect as such!