As it turns out the pool needs to be refinished. It was completely re-plastered about 3 years ago (prior to us purchasing the house) and it appears as tho the finish is shot. There is one plaster pop in the shallow end which I previously posted about and I can feel several more forming. The prices I have received to re-plaster are in the 5-6k range. I've also had a rough estimate given for putting a liner in the pool which would come in around 5k.
What are the pros/cons for each? Mainly I'm looking for DURABILITY. I don't want to be messing with this again in a few years. We aren't overflowing in cash money and this is something that I don't want to keep dealing with.