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Thread: pool financing

  1. Back To Top    #1

    Join Date
    Sep 2015
    Location
    texas
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    6

    pool financing

    Team,

    Looking for a game plan to finance the pool. I have been referred to both Lyon and Lightstream and then to talk to a credit union. I don't think i have the equity built in my house for a loan of that nature, but is a consideration too.

    Home Improvement loan etc

    Looking for some direction and thoughts

    Thanks,

  2. Back To Top    #2

    TFP Guide

    Nursenini's Avatar
    Join Date
    Sep 2015
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    Bixby, Ok
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    2,122

    Re: pool financing

    Hi Haigers!

    I'll be following this thread because I have the same question! I think Lightstream might be our best option, I just want some information from someone who has actually used them...
    we will be SOL if we can't get financing
    Denise-TFP Guide
    IG 13.6x30 gunite, Radiant Fusion Topaz, 3.6/5.6/4, 14100 gal, 2 skimmer, 4 Hayward LED lights (pool & spa), Hayward Echostar VSP, 2 future fire bowls, raised beam wall w/ scuppers,7x7 raised spa, DE Progrid70, SWG Hayward Goldline, OmniLogic, Hayward 400K BTU heater, stamped colored deck, Dolphin Discovery robotic cleaner, TF100 test kit, Newbie in Bixby Oklahoma

  3. Back To Top    #3
    Texas Splash's Avatar
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    Re: pool financing

    Us personally, we did an home improvement loan. While we financed for 4 years, we made sure to pay it off early just under 2 years to save on interest. We never like the idea of another lien on the home, but it worked-out well for us. Good luck!
    Pat (a.k.a. Texas Splash) ~ My Pool: Viking Fiberglass; 17,888 Gal; Waterway Supreme 2-sp/2-hp pump; Hayward Ctg filter; TF-100 w/ Speed Stir
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  4. Back To Top    #4

    Join Date
    Jul 2015
    Location
    Bridge City, TX
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    Re: pool financing

    We used lightstream for a short term low interest home improvement loan. It was an incredibly easy process!

  5. Back To Top    #5

    Join Date
    Mar 2013
    Location
    New Hampshire
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    350

    Re: pool financing

    I have heard great things about Lightstream. We were fortune enough to not have to finance our pool but we may look into them for a new RV as people have said great things about them.
    18k: IG: Black Granite Liner: Aspen: 16x33.5: SWG: Polaris 280

    My pool build new-pool-build-in-nh-t60957.html

  6. Back To Top    #6

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    May 2015
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    keller
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    Re: pool financing

    I financed some of mine via city simplicity card. 0 int for 21 months. You can move available credit right to your bank account.
    Owner Builder; Under construction, 17K Gallons SWG IG Geometric; 31X20'; 600sf; 104ft perim; depth 4'-6'. Sun-shelf; bubblers; sheer descents; Dolphin M400; Pentair Intelliflo XF; Clean and Clear 520; Easytouch 8; IC40; 2 color LEDs; TF-100, K-1766, SpeedStir

  7. Back To Top    #7
    flan_2009's Avatar
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    Jun 2015
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    Austin
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    Re: pool financing

    We used Lightstream to finance a portion of the pool. Easy and quick process. Everything was done online and funds were available the same day.

  8. Back To Top    #8

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    Sep 2015
    Location
    texas
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    Re: pool financing

    What king of rates were you getting w light stream, I understand there is numerous variables but was curious. Also, anyone use Lyon as a lender?

  9. Back To Top    #9

    Join Date
    Jul 2015
    Location
    Orlando FL
    Posts
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    Re: pool financing

    Hi
    we went with Lyon for one reason , they don't pay the pool builder any money till they finish the build completely , and the credit approval is limited to a certain amount
    of time in my case it was 3 months . after that we need to reapply , I told the pool builder I will not reapply if he did not finish the pool within the time we have. needless to say my project has the first priority for my pool builder and we are in the final stages
    we signed the contract in the end of July
    digging was middle of August they will finish the pool by Oct 10 (my deadline for the Loan) we would've finished earlier if it wasn't for the daily heavy rain we've been getting .
    and no down payment or any money out of pocket .

  10. Back To Top    #10
    flan_2009's Avatar
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    Jun 2015
    Location
    Austin
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    15

    Re: pool financing

    Rate was 3.99%

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